Commercial Property – Investment, Owner Occupied, Construction.
Motels/Hotels
Multi Residential Property
Land banking
Land sub-division
Debt restructuring
Second mortgage/Mezzanine Finance
Bridging Finance
Agricultural/Horticultural Finance
Residential Property – Owner Occupied, Investment, Construction


Ellcon Financial Service's primary focus lies with the funding of commercial property transactions. Ellcon Financial Services specialises in the provision of 1st and 2nd mortgage funding for commercial and residential land settlement, as well as development finance.

Various finance options are available to investors, developers and builders for commercial, industrial and residential property.
Ellcon Financial Services also offers post-settlement consultation, to assist client’s with their exit and re-entry strategies, as well as rescue packages.


Ellcon Financial Services offers a free residential mortgage broking service. We have relationships with all main trading banks, as well as the ‘outside-the-box’ lenders. Our experience and personal relationships with the decision-makers of these institutions enables us to negotiate for and obtain the lending package that best suits our clients’ needs.

The recent expansion of the New Zealand residential lending market means there are now more options than ever before for both the residential owner-occupier, and investment purchaser. Increased competitiveness amongst the main trading banks means sharper rates, and more borrower-focused facilities. The marked increase in “sub-prime” lenders means that traditional requirements of clean credit and at least 5% deposit are no longer the case.